Comment 17 for bug 1859701

To speak to Kyle's initial musings about user payments, user payments vs desk payments depend on the specific payment type selected in the staff interface, though I'm not sure offhand how payments made through the OPAC show up. One thing I tripped over when testing was that I forgot that the "location" of user payments is based on the home library of the accepting user, and I was testing with the stock admin account that has a home library of CONS.