totals / balance is ambiguous when transactions exist in the future

[Michael Rooney]

The accounts and "all accounts" show the balance, but it is always the sum of all transactions, not taking into account that there may be transactions in the future and it isn't the "current" balance necessarily.

This is taken into account when considering the sync state of Mint.com balances, but still the total is always displayed.

Which should be the default and is there a clean way to display both (or at least warn that there is a difference)?

[Michael Rooney (mrooney)]

We could show the balance string in a different color, with a hover showing the balance containing all future transactions. However this doesn't seem particularly discoverable, so perhaps we can fit an icon there (to the left of the balance) with the same function.

[edzell (edzell)]

Perhaps a red line across the transaction list that always positions itself under the current date, or latest transaction before it. Transactions & balances below the line would be pending/forecast. Some fancier apps use this method.